by The Government of Pakistan frequently launches new schemes and initiatives to provide financial relief, social welfare, and opportunities for its citizens. These programs aim to support low-income families, youth, farmers, and other vulnerable groups. In 2025, several schemes have been announced or updated to improve livelihoods and strengthen economic growth. Below is an overview of the latest government schemes in Pakistan, along with their eligibility, benefits, and application process.
1. BISP 8171 Program (Ehsaas Kafalat Update)
The Benazir Income Support Programme (BISP) remains the backbone of Pakistan’s social protection system. Under the 8171 Ehsaas Kafalat initiative, eligible women receive quarterly stipends to support household expenses.
- Eligibility: Low-income families (verified through NSER survey), women without formal employment, widows, and orphans.
- Benefits: Quarterly cash assistance of around Rs. 10,500, plus support for education and health.
- How to Apply: Check eligibility by sending CNIC to 8171 or visiting the BISP web portal. Beneficiaries are notified via SMS.
2. Punjab Green Credit Programme
To encourage eco-friendly transport, the Punjab government introduced the Green Credit Scheme offering subsidies to convert petrol motorcycles into electric bikes.
- Eligibility: Residents of Punjab owning petrol motorcycles.
- Benefits: Rs. 100,000 subsidy per bike conversion, reduced fuel costs, and environment-friendly commuting.
- How to Apply: Applications are accepted through the Punjab Transport Department’s online portal. Selected candidates are contacted for verification. Latest Government Schemes in Pakistan – Eligibility, Benefits & How to Apply
3. Honhaar Scholarship Program 2025
This scholarship was recently launched to provide financial aid to talented but underprivileged students across Pakistan.
- Eligibility: Students enrolled in public or private institutions with strong academic performance but facing financial difficulties.
- Benefits: Tuition fee coverage, monthly stipends, and laptop grants for top scorers.
- How to Apply: Visit the official Higher Education Commission (HEC) portal or relevant provincial scholarship websites. Required documents include CNIC, admission proof, and income certificates.
4. Kisan Card Scheme
To empower farmers, the government continues to expand the Kisan Card program.
- Eligibility: Farmers registered with the Agriculture Department.
- Benefits: Subsidized seeds, fertilizers, interest-free loans, and crop insurance.
- How to Apply: Farmers can register at their nearest agriculture office or through mobile apps launched by provincial governments.
5. Youth Business Loans (PMYB&ALS)
The Prime Minister’s Youth Business & Agriculture Loan Scheme provides affordable financing for young entrepreneurs.
- Eligibility: Pakistani citizens aged 21–45 with viable business plans (age limit 18 for IT sector).
- Benefits: Loans from Rs. 0.5 million to Rs. 7.5 million with low markup rates and government guarantees.
- How to Apply: Applications can be submitted online through the Youth Portal with CNIC, bank details, and a business proposal.
Final Thoughts
These government schemes in Pakistan are designed to reduce poverty, create opportunities, and support sustainable growth. Whether you are a student, farmer, job-seeker, or entrepreneur, there are multiple initiatives you can benefit from. Always apply through official portals and government offices to avoid scams. Staying updated with new schemes ensures that you and your family can take advantage of the benefits offered.
